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Tuesday, May 08, 2012

On Buying A Foreclosure


Buying a home of our own has always been a goal in my life. Ever since I have been living in apartments - some well taken care of, some of questionable construction, - I have wanted to own my place. To be able to pour my love, sweat, + tears into it.
And now that we are finally here, I am so thankful. Everyone has been so supportive of us in this venture and I know that if anything happens, that we would have no problem finding a hand to help us up.

The housing crisis has allowed us to purchase a nice home with a huge yard. Something I didn't think we'd own until our 2nd or 3rd home.
It has allowed us to get a loan with a great interest rate.
It has allowed us to make a solid investment.

But when I visit this home, sometimes I stop and think about the people who used to own it. I wonder what they were like and if they still live around here.
Their misfortune has been our luck, and this makes me feel really guilty.
This was their home that they lived + loved in and it was taken from them by their bank.

On one of our initial trips to our new home, I found a toy car out in the yard. Almost buried by months of dirt.
It made me sad. 
Somewhere a little kid is without his toy, and his home.

I know that these circumstances are not my fault, and that if it wasn't us, it would be another couple purchasing this house. I am ever so thankful to be one of the lucky few that have a home to start a new life in.

In time this little house will become ours.
We will raise our babies here. We will have friends + family here. We will work hard here.
We will love here.
And that's all a house really wants.

-K

11 comments:

  1. I can totally relate. We bought a foreclosed house a year ago and it is still sometimes weird to think of the families who lived there the 80+ years before it was "ours."

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  2. Congratulations on buying your home, I understand where you are coming from, it can't be easy but as you say, if not you then it would have been someone else. All you can do is make what was once 'their home' into a wonderful home for you and your family, imprint your happy memories into it.

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  3. It shows a lot about your character that you've thought so carefully about the old home owners- you are a kind soul. The housing crisis in the USA is tragic and those of us North of the border definitely felt for you throughout the recession. I feel fortunate that the recession did not affect us in Canada as badly. I hope that you enjoy your new home, and I hope that the old owners are just as happy somewhere else, perhaps in a smaller but more affordable home. Home is where the heart is and no matter where they are, if they are with loved ones, I am sure they're doing just fine. <3

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  4. I know exactly how you feel. At first all I could think about is what a great deal we got and how lucky we were. And then I saw the marks on the wall from where the previous owners had measured their kids' height over the years and it made me really guilty. I still haven't covered up the marks and I sometimes think about cutting it out and sending it to them. It's weird to be so happy and so guilty all at the same time.

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  5. Congratulations on your new home! We, too, purchased a foreclosure and I felt the same guilt, especially when I found a child's football left in the yard after we moved in. There were 4 children who lived in our home before us and somehow we got the same phone number and the bill collectors still call for the parents -- it's sad. And I feel guilty that their misfortune was our lock. It's such a bittersweet feeling.

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  6. I'm stopping by from the Spearmint Baby blog hop and had to say congratulations!! We personally do not own, but have recently been engaging in the real estate convo lately. We hope to buy next year. I can only imagine how intimidating the process is, especially with an REO and the whole "as-is" sale. I wish you the best of luck. I'll be following. Stop over whenever you get a chance. ~Yesenia

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  7. Congratulations on your home. My husband and I too have been looking for a new home but it just seems so hard. Your blog is very inspirational. Thank you for sharing.

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  8. You should’ve kept that toy you found. It can be a good remembrance of those who lived there before you. However, I must say congratulations. It’s good that you’ve already found a new place to stay, and a place to call your own! Do you have more photos of the house?

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    Replies
    1. Yes I have a few up here: http://domesticallyunemployed.blogspot.com/search/label/home

      Still working on making it ours!

      Delete
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